travistalley@gmail.com
    850-490-1519

The Talley Group

Keller Williams Realty Gulf Coast

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The Homebuying Process

Buying a home is one of life’s biggest milestones — and with The Talley Group, you’ll always know what to expect. Here’s our step-by-step roadmap to guide you from your first consultation to closing day.

The Homebuying Process - The Talley Group
Get Pre-Approved

Getting pre-approved clarifies your buying power and positions you as a serious buyer when it’s time to make an offer.
You’ll need a Pre-Qualification Letter from your lender before beginning home tours. This helps us focus on homes within your comfort zone and ensures a smooth offer process.

Set Up Your Property Search

Once pre-approved, we’ll create a custom home search based on your wants, needs, and lifestyle.
You’ll get instant alerts for new listings — including off-market opportunities — so you never miss the perfect home.

Tour Potential Homes

Whether in-person or through private video tours (a signature TTG benefit), we’ll guide you through each property with insight and transparency.
We’ll evaluate features, resale potential, and how each home fits your long-term goals.

Make an Offer

We’ll analyze local market data to help you craft a strong, competitive offer.
Once accepted, the contract process begins — and our team will manage every step so you stay ahead of deadlines.

Execute the Contract

When both parties sign, you’re officially under contract. We’ll coordinate communication between your lender, title company, and inspector to keep everything on track.

Deposit Earnest Money

Earnest money (usually around 1% of the purchase price) demonstrates your commitment to the purchase. It’s typically held in escrow and applied toward your closing costs or down payment.

Schedule Inspections

We’ll help schedule home, termite (WDO), and any specialized inspections (pool, septic, stucco, etc.).
This ensures you understand the home’s condition and can address any concerns early.

Obtain Homeowners Insurance

Before closing, secure homeowners insurance and provide proof to your lender and title company. We’ll recommend trusted local carriers to help you compare coverage and rates.

Final Walkthrough

Together, we’ll inspect the property before closing to ensure everything is in the agreed-upon condition and all negotiated repairs are completed.

Closing Day

It’s finally here — the day you become a homeowner!
Bring a valid photo ID, confirm your wire instructions directly with the title company, and once the funds are received, you’ll get your keys, remotes, and security codes.

Our team will help you celebrate this milestone — and continue to be a resource long after you’ve moved in.

Required Documents Checklist

(for this process)

To keep everything smooth, we’ll need:

– Pre-Qualification Letter from your lender
– Driver’s License or State ID
– Executed Buyer Broker Agreement

These form part of your Buyer Kit’s “Required Documents” list.

What to Expect From Our Team

You can count on:

– Prioritized listing notifications (including off-market opportunities)
– Private video tours for out-of-area buyers
– Detailed cost-to-own reports
– Seamless document signing
– Access to our trusted local partners (lenders, inspectors, insurers)

We stay one step ahead so there are no surprises — just a smooth, enjoyable buying experience.

Quick Links

Cost of Homeownership

Closing Day Guide

Explore Buyer Resources

RECENTLY Sold

Mortgage & Loan Guide

Buyer FAQs

C: 850-490-1519 | O: 850-916-5800
913 Gulf Breeze Pkwy., Suite 44
Gulf Breeze, FL 32561

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