Alabama Gulf Coast Homes: Top Cities to Buy In

October 03, 2025 | Travis Talley

The Alabama Gulf Coast homes market offers something for every lifestyle, from vibrant beach towns and quiet coastal retreats to communities with strong rental potential. Whether you’re looking for a vacation spot, an investment property, or a full-time residence, the Alabama coastline has options worth exploring.

Why Buyers Love the Alabama Gulf Coast

  • Lifestyle & Scenery: Sugar-white beaches, warm waters, and year-round sunshine make the area attractive to those seeking coastal living.

  • Variety of Properties: Options range from condos near bustling boardwalks to single-family homes in quiet neighborhoods. Explore current listings and housing trends for insight.

  • Convenience: Proximity to both Florida and larger cities like Mobile ensures plenty of access without losing the relaxed coastal charm.

Gulf Coast, Alabama

Alabama Gulf Coast Homes: Top Cities to Buy In

When it comes to Alabama Gulf Coast homes, the region offers a wide mix of communities, each with its own vibe, property styles, and buyer appeal. Here are some of the top cities and areas to consider:

Quick Comparison of Alabama Gulf Coast Areas

Area Best For Highlights
Gulf Shores Families & Vacation Rentals Busy beach town, attractions, rental demand
Orange Beach Boating & Luxury Living Condos, marinas, entertainment options
Foley Suburban Buyers & Affordability Larger lots, newer builds, growing community
Daphne & Spanish Fort Families & Long-Term Residents Great schools, family neighborhoods
Fairhope Artsy/Retirees & Second Homes Walkable downtown, charm, bayfront views
Lillian Quiet & Affordable Living Near FL border, slower pace
Fort Morgan Privacy & Coastal Retreats Historic, uncrowded beaches
Ono Island Exclusivity & Waterfront Homes Gated community, private docks, luxury estates

Expert Guidance with Local Insight

Our team covers the full stretch of the Alabama Gulf Coast, but having an area expert like Jack Broomes gives our clients an added advantage. Jack’s experience in places like Daphne, Spanish Fort, Lillian, Fort Morgan, Gulf Shores, Orange Beach, Ono Island, and Fairhope means you’ll have local insight whether you’re buying your first home, investing, or searching for a vacation getaway. With the combined knowledge of our entire team, you’ll always have the support you need when exploring Alabama Gulf Coast homes.

(850) 748-7518
jack@ttggulfcoast.com |
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Things to Consider When Buying

  • Investment Potential: Rental demand is strong during peak travel seasons, but long-term growth opportunities vary by location.

  • Community Vibe: Each area carries its own pace — some buzzing with activity, others more low-key.

  • Future Development: Ongoing growth may bring more amenities and attract new buyers, shaping the market over time.

FAQs About Buying Alabama Gulf Coast Homes

1. Are Alabama Gulf Coast homes good for investment?
Yes. Areas like Gulf Shores and Orange Beach have strong short-term rental markets, making them excellent for investors. According to Alabama Tourism Department reports, Baldwin County’s coastal region continues to see steady visitor growth year after year.

2. What’s the average home price along the Alabama Gulf Coast?
Prices vary by area, but expect anywhere from the low $300Ks in Foley and Lillian to over $1M in Ono Island or Orange Beach luxury properties. You can verify current figures on Zillow’s Alabama Gulf Coast listings.

3. How does Alabama compare to Florida for coastal living?
Alabama offers similar beaches at lower costs, with fewer crowds and a slower pace — while remaining close to Florida amenities. Check out this cost of living comparison for more details.

4. Are there good schools and family-friendly communities?
Yes. Niche.com’s Baldwin County rankings consistently list Daphne, Spanish Fort, and Fairhope among Alabama’s top school districts — ideal for families and long-term residents.

5. Can non-residents buy property on the Alabama Gulf Coast?
Absolutely. Out-of-state and international buyers can purchase real estate freely in Alabama. Learn more from the Alabama Real Estate Commission’s guidelines on property ownership and licensing.

Is the Alabama Gulf Coast Right for You?

Buying along the Alabama coast isn’t just about finding a home — it’s about choosing the lifestyle you want. With options for vacationers, investors, and families alike, our team can help you navigate the market and find the right fit among the many Alabama Gulf Coast homes available today.

When the Gulf Coast Real Estate Market Shifts to a Buyer’s Market

August 11, 2025 | Travis Talley

The Gulf Coast real estate market has recently shifted to favor buyers, creating fresh opportunities for those ready to make a move. Understanding when the real estate market shifts to a buyer’s market in the Gulf Coast can help you navigate these changes with confidence, whether you’re looking to buy your first home, upgrade, or invest in a property.

What Is a Buyer’s Market?

A buyer’s market happens when there are more homes for sale than there are buyers looking to purchase. This shift often results in increased inventory, longer days on the market, and sellers becoming more flexible on price or terms. Simply put, buyers have the upper hand. More choices, more negotiating power, and a better chance of finding a home that meets their needs at a favorable price.

When Does the Market Usually Shift?

While no one can predict the exact moment a market turns, there are common indicators:

  • Rising inventory levels – More properties remain available longer.

  • Longer days on market – Homes aren’t selling as quickly.

  • Stabilizing or decreasing prices – Listing prices adjust to attract buyers.

  • Economic or seasonal changes – Interest rate shifts, local job market trends, or seasonal slowdowns (often late summer or winter) can tip the balance.

Historically, the Gulf Coast market may lean toward buyers after periods of rapid price growth, especially when inventory begins to outpace demand.

buyers market shift in Gulf Coast

What This Means for Buyers

If you’ve been waiting for the “right time” to buy, this could be it. In a buyer’s market, you can:

  • Negotiate better prices and request seller concessions like closing cost assistance or repairs.

  • Take your time comparing homes without the intense bidding wars common in a seller’s market.

  • Explore more options since inventory is higher and selection is broader.

This environment is especially beneficial for first-time buyers, relocations, and investors looking for value.

What This Means for Sellers

A buyer’s market doesn’t mean sellers can’t succeed, it just means the strategy needs to adjust:

  • Price competitively from the start to attract interest.

  • Enhance your home’s appeal with staging, professional photos, and standout marketing.

  • Be open to negotiations and flexible with terms to meet buyers halfway.

Working with a local real estate team ensures you can position your property to stand out even in a competitive market.

Why the Gulf Coast Is Still a Smart Move

Even with the market shifting, the Gulf Coast remains a highly desirable place to live. From stunning beaches and outdoor activities to vibrant communities and strong local economies, properties here continue to hold long-term appeal. For buyers, this is a rare window to secure a home in a sought-after location with more favorable conditions.

Whether you’re looking to take advantage of current buyer-friendly conditions or you need to adjust your selling strategy, The Talley Group is here to guide you every step of the way. Explore available properties today and let us help you turn this market shift into your advantage.

Want help finding the right spot to call home along the Florida Gulf Coast?

Reach out to our team — we’re always here to guide you.
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Florida Back to School Tax Free 2025: What’s Included

July 23, 2025 | Travis Talley

Florida's Back-to-School Tax Free Holiday 2025

                    Florida Back to School Tax Free 2025 is back, and this year it’s bigger than ever—running for a full month, from August 1 to August 31, 2025. That’s 31 whole days to stock up on school supplies, clothing, and even personal tech without paying sales tax. Whether you’re a parent preparing for back-to-school season, a college student shopping for dorm essentials, or a teacher getting ready for the classroom, this extended tax holiday is your chance to save on essentials you’d buy anyway. And yes—online purchases count, as long as they’re made and shipped during the tax-free period.

                    This year’s back-to-school tax holiday is especially exciting because it’s now a permanent annual event, written into Florida law to help families manage rising costs during the school season. With the price of tech and supplies climbing, these savings add up quickly—especially if you’re buying multiple items or upgrading laptops and accessories.

What’s Included?

Here’s what you can buy tax-free this August in Florida:

  • Clothing, footwear, and accessories – $100 or less per item
  • School supplies – $50 or less per item (includes notebooks, folders, calculators, etc.)
  • Learning aids and jigsaw puzzles – $30 or less per item

  • Personal computers and accessories – $1,500 or less per item, for non-commercial use

Make sure to check the price caps—if an item exceeds the limit, the entire purchase becomes taxable.

💡 Pro Tips to Maximize Savings

  • Shop early – Popular sizes and tech items sell out fast.

  • Stack store discounts – Many retailers run back-to-school promotions alongside the tax-free savings.

  • Keep receipts – Some stores offer price adjustments if an item drops in price during the holiday.

  • Order online – Purchases qualify if ordered and paid for within August 1–31, even if delivered later (CPA Practice Advisor).

County-Wide Supply Lists

🏖️ Local Spotlight

As families prepare for the new school year, Gulf Breeze Elementary (GBE) encourages parents to take advantage of the Florida Back-to-School Sales Tax Holiday when shopping for the recently released 2025–2026 supply lists.

The school also reminds the community that one of the best ways to help students in need is through monetary donations, which GBE uses to provide school supplies, field trip assistance, and other support throughout the year. Donations can be made via MySchoolBucks (“Donate to GBE”) or by check payable to the school.

Gulf Breeze Elementary Donations

Ready to Shop?

Mark your calendars, make your lists, and take advantage of Florida Back to School Tax Free 2025 from August 1 to August 31. Whether you’re shopping in-store or online, this is your chance to stretch your back-to-school budget—and maybe even make a difference by helping local families at the same time.

Follow us for weekly tax-free shopping tips and featured deals all month long!

🛒 FAQs

Q: Do online orders really count?
A: Yes, as long as the order is completed and shipped during August 1–31.

Q: Are backpacks tax-free?
A: Yes, if priced at $100 or less—they’re classified under clothing and accessories (Florida Department of Revenue).

Q: Who can benefit from this holiday?
A: Everyone—parents, students, teachers, homeschoolers, and even remote workers buying personal tech.

Q: What items aren’t included?
A: Smartphones, gaming consoles, rentals, repairs, or purchases made at theme parks, airports, and hotels are excluded.

Want help finding the right spot to call home along the Florida Gulf Coast?

Reach out to our team — we’re always here to guide you.
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Your Guide to Summer Activities in the Florida Gulf Coast [2025 Edition]

June 11, 2025 | Travis Talley

Summer Activities in the Florida Gulf Coast

There’s nothing quite like summer on the Florida Gulf Coast. With pristine beaches, vibrant towns, and a calendar full of sun-soaked events, this stretch of paradise becomes a hub for unforgettable experiences. Whether you’re a local looking for the next great weekend plan or a visitor chasing coastal vibes, 2025 is packed with opportunities to soak in summer fun. Here are some top summer activities and events to look out for:

Pensacola Beach Air Show (July 9–12, 2025)

About: The renowned US Navy Blue Angels lead an incredible lineup of aerial acts, solo warbird performances, parachute teams, and static displays—all free to view from beachfront vantage points.

DAILY HIGHLIGHTS
Breakfast with the Blues: Wednesday morning show as the Blue Angels arrive around 7:30 a.m.
Practice & Dress Rehearsal: Thursday (Blue Angels only), then noon–2 p.m. performances Friday and Saturday.
Main Event: Saturday features extended aerobatic performances culminating in the Blue Angels demonstration at 2 p.m.

VISITOR TIPS
Best Views: Casino Beach.
Arrival: Come early; trolleys fill up fast.
Beach Rules: No drones or glass; leashed pets only.
More Info → Visit Pensacola

Pensacola Beach Air Show (July 9–12, 2025)
Your Guide to Summer Activities in the Florida Gulf Coast [2025 Edition]

Bands on the Beach (Tuesdays, June–August)

About: A laid-back weekly concert series held at Casino Beach’s Gulfside Pavilion. Free for all, with lawn chairs, blankets, and local food trucks encouraged.

SEASON PREVIEW
June 10, 2025: Johnny Earthquake & The Moondogs. Full summer lineup updated weekly.

WHY IT’S GREAT:
Family-friendly with waterfront views.
Dogs welcome (on leash).
Great for casual summer nights.
Full Schedule → Visit Pensacola Beach Events

Sunset Concert Series (Destin–Fort Walton Beach, June–Summer 2025)

About: A free, midweek beachside music experience featuring live performances, food trucks, drinks, and fireworks each night.

When & Where:
Held at the Destin-Fort Walton Beach Welcome + Adventure Center.
Weekly, 6–9 p.m., specific dates TBA.
Perks:
Gorgeous sunset backdrop.
Local bites and drink options.
Premium cabanas available.

Plan Your Visit → Destin-FWB Events

Sunset Concert Series (Destin–Fort Walton Beach, June–Summer 2025)

Fourth of July Fireworks (Various Locations, July 4, 2025)

About: Celebrate Independence Day with dazzling fireworks displays along the Gulf Coast. Cities like Pensacola, Destin, Fort Walton Beach, and Panama City Beach host spectacular shows that light up the shoreline.

WHERE TO WATCH

Pensacola Beach: Fireworks launch over the Santa Rosa Sound.
Destin Harbor: Live music followed by a breathtaking waterfront display.
Fort Walton Beach Landing Park: Family fun, food vendors, and a patriotic fireworks finale.
Panama City Beach: One of the largest displays in the region—multiple launch sites for maximum visibility.

Tips:
Arrive early to secure parking and good seating.
Bring blankets or low chairs.
Most events are family- and pet-friendly.

Check City Websites for Updates → Visit Florida Events

Weekly & Monthly Summer Events

When: Tuesdays in June, 7–9 p.m.
Where: Gulfside Pavilion, Pensacola Beach
Details: Enjoy free outdoor concerts featuring a variety of regional artists. Bring your lawn chair and enjoy the music with a view of the Gulf. Dogs welcome (on leash) and food trucks on-site.

When: Wednesdays in June
Where: Okaloosa Island Boardwalk, Fort Walton Beach
Details: Enjoy live music, food, drinks, and a weekly fireworks display over the Gulf—perfect for a midweek outing.

When: Monthly — Next: June 20, 2025
Where: Downtown Pensacola
Details: A beloved monthly event where the streets come alive with music, local art, food vendors, and a vibrant community vibe.

When: Saturdays in June
Where: HarborWalk Village, Destin
Details: Free live concerts featuring local and regional bands, creating a lively and festive atmosphere along the harbor every Saturday night.

When: Sundays in June
Where: The Bay, Santa Rosa Beach
Details: Enjoy relaxed, live acoustic music in a family-friendly setting. Great food, waterfront views, and a chill vibe.

What’s New in 2025?

1. Gulf Breeze Summer Nights Concert Series
Launching for the first time in 2025, this free outdoor music series will feature local artists every Saturday night throughout July at Shoreline Park.

2. Summer Food Truck Rally – Navarre Beach
A brand-new event where you can taste the region’s best eats on wheels. Set for late June 2025, this rally will feature local chefs, craft drinks, and beach games.

3. Seaside Sunset Cinema Nights
Seaside’s charming outdoor movie nights are making a comeback with upgraded sound, comfy seating options, and themed nights.

New 2025 Summer Events in Gulf Coast

More Summer Fun Ideas

Tubing & Kayaking on the Blackwater River (Milton)

Enjoy a peaceful float or a paddling adventure along one of Florida’s purest sand-bottom rivers. Rentals available locally. Great for groups and families.

Ziplining at Adventures Unlimited (Milton)

Soar through canopies and over creeks with various zipline courses nestled in nature. Great for thrill-seekers and nature lovers alike.

Ride Bikes Along Scenic 30A

Cruise through charming beach towns like Seaside, Grayton Beach, and Rosemary Beach via dedicated bike trails. Great for all ages and fitness levels.

Camping Spots to Check Out:

 – Grayton Beach State Park (Santa Rosa Beach)
 – Big Lagoon State Park (Pensacola)
 – Topsail Hill Preserve State Park (Santa Rosa Beach)

 
Pontoon Boat Adventures

Rent a boat and head out to local gems like Crab Island in Destin for shallow turquoise water, floating food vendors, and party vibes.

Living the Gulf Coast Lifestyle

Whether you’re drawn to the roar of jets over Pensacola Beach, fireworks along the coast, or the soothing sounds of live beachside music, the Florida Gulf Coast in summer 2025 promises something for everyone. Mark your calendars, pack the sunscreen, and explore the coast through local festivals, music, food, and unforgettable sunsets.

Want help finding the right spot to call home along the Florida Gulf Coast?

Reach out to our team — we’re always here to guide you.
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Support Waterfront Rescue Mission This RED Day 2025

April 25, 2025 | Travis Talley

This year for RED Day 2025, Keller Williams Realty Gulf Coast is proud to partner with our local community to support Waterfront Rescue Mission — a vital organization that serves individuals and families facing homelessness and hardship across the Gulf Coast.

We believe in the power of community, and RED Day is our time to step up and give back in a big way. From now until May 7, 2025, our team is collecting urgently needed essentials to support the mission’s ongoing efforts to provide shelter, food, and dignity to those who need it most — right here at home.

Support Waterfront Rescue Mission This RED Day 2025 - The Talley Group

📍 Drop-off Locations

You can bring your donations to either of the following Keller Williams offices:

The Talley Group Office
913 Gulf Breeze Pkwy, Ste 44, Gulf Breeze, FL 32561

KW Realty Gulf Coast – Pensacola Office
800 Langley Ave, Pensacola, FL 32504

Donations will be accepted only until Thursday, May 07, 2025, so be sure to drop off your items before then!
Every contribution makes a real impact.

📝 Urgently Needed Wishlist

We’ve received a list of high-demand items from Waterfront Rescue Mission, and we’re asking our community to focus on these:

👕 Clothing & Apparel (Men & Women, All Sizes):
  • Underwear
  • Shoes
  • T-shirts
  • Pants
  • Sweatpants/Sweatshirts
  • Belts
  • Slides
  • Depends/adult incontinence briefs
🎒 Bedding & Accessories:
  • Twin-size bed sheet sets
  • Disposable bed pads
  • Towels & washcloths
  • Small, clear plastic purses or backpacks
🧴 Personal Hygiene:
  • Body wash
  • Shampoo
  • Deodorant
  • Toothpaste & toothbrushes
  • Feminine hygiene products
  • Non-alcoholic hand sanitizer
🥫 Food & Kitchen Items:
  • Canned fruits, vegetables, and beans
  • Individual fruit cups/applesauce
  • Spaghetti sauce
  • Pasta and rice
  • Oatmeal or grits
  • Sugar and brown sugar
  • Cooking oil
  • Plastic cutlery kits
  • Styrofoam cups, plates, or bowls

These essentials are a lifeline to someone without a home. Even just one or two items from this list can offer warmth, nourishment, and dignity.

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❤️ What Is RED Day?

RED Day, short for Renew, Energize, and Donate, is an annual day of service created by Keller Williams to give back to the communities where we live and work. It takes place every May, and it’s a day when KW associates across the globe pause business as usual to make a real difference in people’s lives.

Since its inception in 2009, RED Day has grown into a powerful movement of collective action — rooted in the idea that real estate is more than just buying and selling homes… it’s about serving people.

At Keller Williams Realty Gulf Coast, we look forward to RED Day every year because it allows us to live out that mission in action. This year, supporting Waterfront Rescue Mission is how we choose to show up.

KW RED Day 2024

🙌 Let’s Make an Impact — Together.

We know that everyone has something to give — whether it’s a pack of travel-sized toiletries, a gently used pair of shoes, or simply spreading the word.

👉 Donations are accepted now through Thursday, May 07, 2025 only.
📦 Bring your items to our Gulf Breeze or Pensacola offices before that date.
💬 Have questions? Reach out to any of our KW Gulf Coast agents — we’d be happy to help.

Let’s come together, serve with heart, and support those who need us most.

Got questions?

Send us a message through our online platforms
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Military Relocation in Florida Gulf Coast: Tips from Expert Realtors

Travis Talley | March 12, 2025

Relocating as a military family comes with unique challenges, especially when moving to or from the Florida Gulf Coast. From tight timelines to searching for a home from afar, the process can be overwhelming. That’s why working with a realtor who understands military relocations is crucial to making your transition as smooth as possible. Our team at The Talley Group is experienced in handling military moves, ensuring that service members and their families can settle into their new homes with ease.

Why Military Families Choose the Florida Gulf Coast

The Florida Gulf Coast is home to several military bases, including NAS Pensacola, Eglin Air Force Base, and Hurlburt Field, making it a common relocation destination for service members and their families. The region offers numerous advantages that make it an ideal place to live:

  • Proximity to Bases – The Florida Gulf Coast has several military bases, reducing commute times and ensuring quick access to military facilities, commissaries, healthcare centers, and other essential services. This makes daily life easier for service members and their families, allowing them to focus on their duties while enjoying a comfortable home environment.

  • Great Schools & Family-Friendly Communities – The Gulf Coast is known for its top-rated schools, making it a fantastic place for military families with children. The availability of extracurricular programs, community support groups, and child-friendly amenities ensures a stable and nurturing environment. Additionally, military-friendly communities provide a welcoming atmosphere where families can connect with others who understand the unique challenges of military life.

  • Tax Benefits & Incentives – Florida is a military-friendly state with significant financial benefits. There is no state income tax, which allows military families to save more of their earnings. Additionally, property tax exemptions are available for eligible veterans and active-duty service members, further enhancing financial stability.

  • Beautiful Coastal Living – One of the most appealing aspects of living in the Florida Gulf Coast is the stunning natural scenery. With white sandy beaches, warm weather, and outdoor recreational opportunities such as fishing, boating, and hiking, military families can enjoy a high quality of life when they’re off duty.

Buying vs. Renting: What’s Best for You?

One of the biggest decisions when relocating is whether to buy or rent. Military families have unique considerations due to the potential for frequent moves. Here are some factors to consider:

Buying a Home

  • Long-Term Investment – If you plan to stay for more than three years, buying may be the smarter financial move, allowing you to build equity over time.

  • VA Loan Benefits – Military families can take advantage of VA loans, which require no down payment and offer lower interest rates compared to conventional loans. This makes homeownership more accessible and affordable.

  • Building Equity – Instead of paying rent, owning a home allows you to invest in property value growth over the years. When it’s time to move, you can rent out your home for additional income or sell it for a profit.

Renting a Home

  • Flexibility – If you anticipate another PCS (Permanent Change of Station) soon, renting might be the better option to avoid the hassle of selling your home later.

  • Lower Upfront Costs – Renting requires fewer initial costs, making it a practical choice if you prefer to allocate your finances elsewhere.

  • Less Responsibility – Home maintenance and repairs are typically handled by landlords, saving you time and effort during your stay.

Best Neighborhoods for Military Families

Finding the right neighborhood is key to a smooth transition. Military families prioritize safety, school quality, and proximity to base when choosing where to live. Here are some of the top military-friendly areas:

  • Pensacola – Ideal for those stationed at NAS Pensacola, offering affordable housing, strong military support, and excellent schools. The area has a mix of historic homes and new developments, providing options for various budgets.

  • Navarre – A quiet, family-friendly community close to Hurlburt Field, featuring top-rated schools, beautiful beaches, and a slower pace of life.

  • Fort Walton Beach – A popular choice for Eglin AFB families, with a variety of housing options, from apartments to single-family homes. The area has a vibrant community with frequent military-oriented events and activities.

  • Destin – A great option for families who love coastal living near Eglin AFB. It offers upscale housing, breathtaking beaches, and a resort-like atmosphere.

  • Panama City – Convenient for service members stationed at Tyndall AFB, with a growing housing market and a strong sense of community.

Understanding VA Loans & Military Homebuyer Benefits

VA loans offer unique advantages to military families and veterans. These government-backed loans make homeownership easier and more affordable. Here’s what you need to know:

  • No Down Payment – Unlike conventional loans, VA loans require no down payment, making it easier for military families to purchase homes.

  • Lower Interest Rates – VA loans typically offer competitive interest rates, which can save thousands of dollars over the life of the loan.

  • No Private Mortgage Insurance (PMI) – Since VA loans don’t require PMI, monthly mortgage payments are lower compared to conventional loans.

  • Flexible Credit Requirements – VA loans are more lenient with credit scores, allowing more service members to qualify.

Schooling & Childcare for Military Families

Education and childcare are top priorities for relocating families. The Florida Gulf Coast offers excellent resources to support military children’s unique needs:

  • Military-Friendly Schools – Many schools have military liaisons, transition programs, and support services to help children adjust.

  • DoDEA Schools – Some bases have Department of Defense Education Activity (DoDEA) schools, which follow a curriculum tailored to military families.

  • Free & Discounted Childcare – On-base childcare centers provide affordable options, and many off-base providers offer discounts for military families.

PCS Checklist: What You Need to Do Before Moving

A Permanent Change of Station (PCS) requires careful planning. Here’s a checklist to help you stay on track:

  1. Contact Your Base Housing Office – They can provide guidance on on-base and off-base housing options.

  2. Research the Local Market – Work with a military relocation specialist to find the best housing options.

  3. Plan for Temporary Lodging – Book a hotel or temporary housing in advance.

  4. Transfer Important Documents – Gather school records, medical documents, and financial paperwork.

  5. Update Your Address – Notify banks, insurance providers, and the USPS about your move.

Why Working with a Military-Experienced Realtor Matters

A real estate team with military relocation experience understands these unique challenges and provides tailored solutions. Here’s how an experienced realtor can help:

  • Virtual Home Tours & Remote Assistance – Since many military families must make housing decisions from a distance, we offer detailed video walkthroughs and live virtual showings. These allow families to get a realistic view of potential homes, ask questions in real time, and make informed decisions without the need for immediate travel.

  • Knowledge of VA Loans & Military Housing Benefits – VA loans offer incredible benefits, but they also come with specific requirements. Our team has extensive knowledge of VA loan qualifications, appraisal guidelines, and the funding process, ensuring a smooth and efficient home purchase for military families.

  • Understanding of PCS Timelines – Military moves operate on strict timelines, and missing deadlines can cause complications. We work proactively to ensure that every step of the home-buying or selling process aligns with your PCS schedule, allowing for a seamless transition between duty stations.

  • Local Market Expertise – Not all neighborhoods are created equal when it comes to military relocation. We have in-depth knowledge of the best areas for military families, considering factors such as proximity to bases, school ratings, safety, and community resources.

  • Personal Connection to the Military – Some of our team members have direct military affiliations, including a retired military spouse, giving us firsthand knowledge of the relocation process. This personal connection allows us to provide a level of service that goes beyond just real estate transactions—we genuinely understand the lifestyle and challenges that come with military moves.

How The Talley Group Has Helped Military Families

Over the years, we have successfully assisted numerous military families with buying and selling homes in the Florida Gulf Coast. Our team has worked with service members from all branches of the military, helping them navigate complex relocations with minimal stress. Whether it’s finding the perfect home near base, securing the best financing options, or handling the logistics of a long-distance move, our expertise ensures a stress-free experience.

 

FAQs

Q: How long does it take to buy a home with a VA loan?
A: On average, 30-45 days. Having a military relocation expert helps speed up the process.

Q: Can I use my BAH to cover rent or mortgage?
A: Yes! BAH can be used for housing expenses, and rates vary by rank and location.

Q: Are there any military-specific home-buying grants?
A: Yes! Programs like Homes for Heroes and Military Housing Assistance Fund offer financial help.

Q: What’s the best way to find a military-friendly real estate agent?
A: Work with an agent who is a Military Relocation Professional (MRP) certified.

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Protecting Your Investment: Home Warranties

Travis Talley | February 10, 2025

Why Home Warranties Are Worth It: Protecting Your Investment

               Owning a home comes with responsibilities, and ensuring its appliances and systems stay in top condition is crucial. Why home warranties are worth it becomes clear when unexpected repairs arise, often carrying hefty costs. A home warranty offers peace of mind by covering essential components like HVAC systems, plumbing, electrical work, and major appliances—saving homeowners from sudden financial strain.

What Does a Home Warranty Cover?

A home warranty is different from homeowners insurance. While insurance covers damages from natural disasters, theft, or fire, a home warranty protects against normal wear and tear of major household systems and appliances. Coverage typically includes:

  • Heating & Cooling Systems – HVAC, furnaces, and ductwork
  • Plumbing & Electrical – Interior plumbing, water heaters, wiring
  • Kitchen & Laundry Appliances – Refrigerators, dishwashers, washers, and dryers
  • Other Essential Components – Garage door openers, ceiling fans, and more

The Benefits of a Home Warranty

  1. Financial Protection – Repairs and replacements can cost thousands. A home warranty helps minimize these unexpected expenses.
  2. Convenience – Instead of searching for reliable contractors, home warranty providers handle the repair process for you.
  3. Added Value for Sellers & Buyers – A home warranty can make a home more attractive to buyers and provide confidence to new homeowners.
  4. Peace of Mind – Knowing your home’s major systems are covered allows you to focus on enjoying your home rather than worrying about repairs.

Choosing the Right Home Warranty

Not all home warranties are the same. Consider:

  • Coverage Options – Make sure the plan includes the appliances and systems you rely on most.
  • Service Fees & Exclusions – Understand the costs associated with service visits and any coverage limitations.
  • Provider Reputation – Read reviews and compare plans from reputable providers to ensure quality service.


Investing in a home warranty is a proactive step to protect your home and budget. Whether you’re a new homeowner or have lived in your home for years, the right home warranty plan can make a significant difference when faced with unexpected repairs.

FAQ Section

1. Is a home warranty the same as homeowners insurance?
No. Homeowners insurance covers damages from disasters or theft, while a home warranty covers repairs due to normal wear and tear of appliances and systems.

2. Do home warranties cover pre-existing issues?
Most home warranties do not cover pre-existing conditions, so it’s best to get one before problems arise.

3. How much does a home warranty cost?
The cost varies by provider and coverage, typically ranging from $300 to $600 per year, with additional service fees per repair.

4. Are home warranties worth it for new homes?
New homes often come with builder warranties, but a home warranty can offer extended coverage once those expire.

5. Can I choose my own repair contractor with a home warranty?
Most warranty providers have their own network of contractors, but some allow you to choose your own with prior approval.

Winterizing Checklist: Prepare Your Home for Cold Weather

January 04, 2025 | Travis Talley

As temperatures drop, following a winterizing checklist to prepare your home for cold weather is essential to prevent damage and maintain comfort. Proper preparation ensures your home stays warm, your plumbing stays intact, and energy efficiency is maximized throughout the colder months. Here’s a comprehensive guide to help you get started!

When to Winterize?

  • 32°F (0°C): Water starts to freeze, so act fast to protect pipes.
  • 20°F (-6°C): Poorly insulated pipes are especially vulnerable to freezing and bursting.
  • Duration Matters: If freezing temps persist for over 24 hours, even well-insulated homes may need extra precautions.

1. Insulate Exposed Pipes

Pipes located in unheated areas like crawl spaces are susceptible to freezing. Insulating these pipes can prevent bursts and maintain water flow. For a step-by-step guide on insulating pipes in crawl spaces, consider watching this tutorial.

  • Tasks:
    • Insulate exposed pipes in crawlspaces, basements, and attics.
    • Disconnect and drain outdoor hoses.
    • Install outdoor faucet covers and let indoor faucets drip during freezing temperatures.
    • Drain and winterize irrigation systems.
  • Materials Needed: Pipe insulation foam, heat tape, and faucet covers.

2. Prepare Your HVAC System

Ensuring your heating system is in top condition is crucial for energy efficiency and reliability during the cold months. Regular maintenance can prevent unexpected breakdowns. For detailed tips on preparing your HVAC system for winter, refer to this guide.

3. Seal Gaps and Cracks

Inspect your home for any gaps or cracks, especially around windows and doors. Sealing these openings with weather stripping or caulk can prevent drafts and improve energy efficiency.

  • Check windows, doors, and utility openings for leaks.
  • Apply weather stripping, caulking, or expanding foam to seal gaps.

4. Clean Gutters and Downspouts

Clogged gutters can lead to ice dams, which may cause water damage. Ensure gutters and downspouts are clear of debris to allow proper drainage. Here are some other preparations you can get started on:

  • Cover outdoor furniture and grills.
  • Trim branches that could snap under snow or ice.
  • Shut off the main water supply and drain pipes.
  • Add RV antifreeze to toilets and drains

5. Test Smoke and Carbon Monoxide Detectors

With increased use of heating systems, the risk of fire and carbon monoxide exposure rises. Test all detectors and replace batteries as needed to ensure safety. Prepare space heaters and generators for power outages.

Want to hear directly from the experts at The Talley Group?
thetalleygroup@kwluxuryhomes.com
(850) 490-1519

Sources for Further Reading

By following these steps, you’ll safeguard your home from winter’s worst and enjoy a stress-free season. Don’t wait until temperatures plunge—start winterizing today!

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Don’t Let Fear Haunt Your Home Buying or Selling Journey!

Travis Talley | October 07, 2024

home buying or selling do's and dont's

          It’s the spooky season, but the scariest thing for many people isn’t ghosts or goblins—it’s the thought of buying or selling a home. Overcoming common fears in real estate decisions is essential to avoid letting these worries stand in your way. Are you going to let fear haunt your home buying or selling journey? Let’s dive into some of the most frightening concerns homebuyers and sellers face and how to conquer them!

Fear of Financial Commitment

          Many first-time buyers feel anxious about the financial responsibility of a mortgage, thinking about the long-term costs and any potential unforeseen expenses. To mitigate this, it’s crucial to consult with a financial advisor who can help you assess your budget, explore various mortgage products, and identify a plan that fits your lifestyle. This can alleviate much of the fear, as you will have a structured payment plan with predictable costs. Furthermore, understanding the benefits of homeownership—such as equity building, tax deductions, and appreciation over time—helps put the financial commitment in a positive perspective.

scared people under blanket
Want to hear directly from the experts at The Talley Group?
thetalleygroup@kwluxuryhomes.com
(850) 490-1519

Fear of Overpaying for a Home

          The fear of overpaying is especially prevalent in competitive housing markets. Buyers are often anxious that they might offer more than a home is worth, only to see prices drop afterward. However, this fear can be eased by doing thorough research on current market trends and home values. By working closely with a real estate agent, buyers can understand fair market value, recent sales in the area, and where they should be conservative or aggressive with offers. Market analysis tools like Comparative Market Analysis (CMA) reports are invaluable in ensuring buyers are paying a fair price.

Fear of the Unknown in Selling

          Selling a home brings a lot of uncertainty: Will the home sell quickly? Will you get the price you’re hoping for? These fears stem from the unpredictable nature of the market. To manage this, sellers should focus on timing, staging, and pricing the property right from the start. By ensuring the home is competitively priced and marketed to the right audience, sellers can speed up the process and receive offers that meet or exceed expectations. Partnering with an experienced real estate agent who knows the local market can also help in creating a strategy to attract qualified buyers.

guy disappointed

Fear of Hidden Property Defects

          Buyers often fear that their dream home may come with hidden issues like plumbing problems, foundational cracks, or mold infestations. This fear is valid but can be mitigated by hiring a professional home inspector. A thorough inspection will reveal any significant problems, giving buyers the leverage to negotiate repairs or ask for credits toward the final sale price. This process ensures that buyers are fully informed about the property’s condition, helping them make confident, informed decisions.

finding molding in the kitchen
working on bills

Fear of Getting Outbid

          Competitive real estate markets often leave buyers feeling defeated, especially after losing out on several homes to higher offers. This fear is exacerbated when buyers feel they can’t compete with cash buyers or those offering above asking price. To overcome this fear, buyers should get pre-approved for a loan, so they can move quickly when they find the right property. Also, having a clear offer strategy and flexibility can help you stand out, such as being flexible on closing dates or waiving minor contingencies. Additionally, building a strong rapport with the seller through your agent can improve your chances of securing a home.

          Buying or selling a home doesn’t have to be a scary experience. By addressing these common fears head-on and working with professionals who guide you through the process, you can take control and make confident decisions. Don’t let real estate myths and worries spook you—contact us today to learn how we can help you navigate the process smoothly!

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FAQs

Work with a real estate agent who can conduct a thorough market analysis to ensure you’re getting a fair price. Expert realtors can advise on how to structure competitive yet fair offers, especially in hot markets.

In competitive markets, being prepared is crucial. Getting pre-approved for a loan and working with an experienced agent to strategize your offer are key. An experienced agent can help you develop an offer strategy, which might include submitting offers quickly, being flexible on terms like closing dates, or even offering to waive certain contingencies (e.g., inspection or appraisal).

If issues arise during a home inspection, don’t panic. You can negotiate repairs or even walk away from the deal if major problems arise. Real estate contracts often include inspection contingencies, which give buyers the legal right to back out or renegotiate if significant defects are discovered.

Managing the financial commitment of a mortgage starts with proper planning. Set a budget, consult with a mortgage advisor, and choose a loan option that fits your long-term financial plans. Additionally, make sure your mortgage payments don’t exceed a comfortable percentage of your monthly income to avoid strain.

Timing your home sale is essential for maximizing profits. An experienced agent can help you assess market conditions to ensure you list your home at the most advantageous time. Your agent can also advise on national and local economic factors, like interest rates and employment trends, that influence the best time to sell.

 

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Property Feature: Inside the Stunning 4-Bedroom House for Sale in Destin, Florida

Travis Talley · August 29, 2024

3883 Sand Dune Ct, Destin, Florida House Facade

          Experience the pinnacle of luxury beach living in Destin, Florida, with this remarkable 4-bedroom house for sale in the exclusive Dunes of Destin community. Nestled at 3883 Sand Dune Court, this Mediterranean-style gem offers a unique blend of elegance, comfort, and breathtaking views, making it a standout in the Destin real estate market.

A Home Designed for Elegance and Comfort

4

Bedrooms

4.5

Bathrooms

2,795

Total Sqft

          The open floor plan is accentuated by crown molding throughout, creating a seamless flow between the spacious living areas. The kitchen, a chef’s delight, features granite countertops, stainless steel appliances, and a wet bar with a wine fridge—perfect for entertaining guests. For added convenience, the home offers the flexibility of choosing a master suite on the 1st, 2nd, or 3rd floor, each providing a serene retreat with full en-suite bathrooms. An elevator ensures easy access to all levels, enhancing the home’s appeal as a primary residence, vacation home, or rental property.
View Guided Tour
Check House in MLS

Unparalleled Views and Outdoor Entertainment

          The beauty of 3883 Sand Dune Court extends beyond its interiors. The second-floor balcony presents beautiful lake views, while the third floor offers striking sunrise and sunset views with glimpses of the Gulf of Mexico. Step outside to discover a lush tropical paradise, complete with a custom-designed heated saltwater pool featuring a tanning ledge and water features. The oversized hot tub, privacy wall, and accent lighting create an inviting space for relaxation and entertainment. The outdoor living area is equally impressive, with a covered lounge, outdoor TV, custom pergola for grilling and dining, and a poolside interactive golf simulator for hours of fun.

Sand Dune outdoor views
Sand Dune outdoor views
custom-designed heated saltwater pool with tanning ledge & water features
Sand Dune poolside interactive golf simulator
Sand Dune covered lounging area with an outdoor TV
Sand Dune outdoor views
Sand Dune outdoor views

          One of the most coveted features of this property is the private deeded access to the pristine beaches of the Gulf of Mexico, just a short 500-yard walk or a quick golf cart ride away. Optional beach service makes enjoying the powder-white sands and emerald-green waters effortless. Whether it’s a day of lounging by the shore, engaging in water sports, or simply watching dolphins play in the surf, the beach lifestyle you’ve dreamed of is just steps from your door.

Community Features and Amenities

Gated Security

Enjoy peace of mind with 24/7 gated security, ensuring a safe and private living environment for you and your family.

Private Beach Access

Take advantage of the exclusive beach access to pristine white sands & crystal-clear waters, just a short walk or golf cart ride from your doorstep.

Fishing Opportunities

The well-stocked community lake and close proximity to the Gulf provide ample opportunities for both freshwater and deep-sea fishing enthusiasts.

Convenient Location

Situated near premier shopping centers, gourmet restaurants, top-rated schools, and a variety of entertainment options, Dunes of Destin offers the perfect blend of seclusion and accessibility.

Family-Friendly Environment

The community's safe and welcoming atmosphere makes it an ideal place for families to create lasting memories and enjoy an active, outdoor lifestyle.

Community Lake

The picturesque lake at the heart of the community offers a tranquil setting for leisurely walks, picnics, and enjoying Florida's natural beauty.

A Perfect Blend of Luxury and Lifestyle

        3883 Sand Dune Court in Destin, Florida, is more than just a home—it’s a gateway to an unparalleled coastal lifestyle. With its exquisite design, prime location, and abundance of amenities, this property is an exceptional opportunity for those seeking the very best in beachside living. Whether you’re looking to make it your primary residence, a luxurious vacation home, or a high-return rental property, this home offers the flexibility and features to meet your every need. Explore the photo gallery and take a guided tour through our video to experience the true essence of this stunning home. This is more than just a place to live—it’s a destination where memories are made, and the beauty of the Gulf Coast becomes a part of your everyday life. Don’t miss your chance to own a piece of paradise in one of Destin’s most prestigious communities.

FAQs

The HOA fees in Dunes of Destin are designed to maintain and enhance the quality of life within the community. These fees typically cover gated security services, maintenance of common areas and landscaping, upkeep of the community pool and lake, as well as private beach access maintenance. For the most current and specific fee information, please contact The Talley Group directly.

Yes, 3883 Sand Dune Court is an excellent option for vacation rentals or short-term leasing. With its luxurious amenities, proximity to the beach, and multiple master suites with en-suite bathrooms, the property is well-equipped to accommodate guests comfortably. This makes it a promising investment opportunity for those looking to generate rental income.

Dunes of Destin is a pet-friendly community, welcoming your furry family members. However, certain restrictions may apply regarding pet sizes and breeds, and residents are expected to adhere to community guidelines to ensure a pleasant environment for all. We recommend reviewing the HOA’s pet policies for detailed information.

Residents of 3883 Sand Dune Court can enjoy a wide range of recreational activities such as:

  • Water Sports: Including kayaking, paddleboarding, jet-skiing, and parasailing along the beautiful Gulf Coast.
  • Golfing: Access to several world-class golf courses located just a short drive away.
  • Fishing: Opportunities for both freshwater and deep-sea fishing are abundant in the area.
  • Shopping and Dining: Explore nearby upscale shopping centers, boutiques, and a variety of restaurants offering local and international cuisine.
  • Entertainment: Enjoy local attractions such as amusement parks, theaters, art galleries, and seasonal community events.

The Destin area is served by highly rated public and private schools known for their excellent educational programs and extracurricular activities. Families residing in Dunes of Destin have access to quality education options for children of all ages, contributing to the community’s family-friendly appeal.

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C: 850-490-1519 | O: 850-916-5800
913 Gulf Breeze Pkwy., Suite 44
Gulf Breeze, FL 32561