Pensacola Beach Waterfront Listing | 333 Panferio Dr

Come for the views…stay for the features!

Situated on the Santa Rosa Sound with 105 feet of water frontage, this Mediterranean Estate was built to stand the test of time. With concrete pilings that go 38 feet down and ICF construction (Insulated Concrete Form), this fortress was well planned and has so many magnificent features:

This property’s Income Potential:

Rental Projections

Ask us about insurance, seller’s disclosures & Schedule your tour: TheTalleyGroupGulfCoast@gmail.com

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Take Your Career to the Next Level

Why Partner with Keller Williams for your Real Estate Business?

Are you thinking of a career in real estate? Maybe you are thinking of moving your business to Keller Williams. Either way, the benefits of partnering with this incredible company are a clear advantage.

Marketing & Technology

Training & Coaching

The Culture

Shared Success

Are you considering your options?

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Market Update: Historically Low Interest Rates, High Demand & Opportunity

Life on the Gulf Coast moves forward in our new normal. Our schools are shut down and only essential businesses are allowed to stay open. People have learned social distancing and we find more joy in the simple things in life. Real estate is deemed to be an essential business and despite the concern for COVID 19, buyers and sellers continue to make moves at a rapid pace. Listings are seeing multiple offers and buyers are locking in record low interest rates. We are taking precautions that protect our clients when showing and listings homes. Just a few months ago, we prepared for appointments with our clients by printing listing documents, presentations, and market data. Nowadays, we offer the same information with masks, gloves, social distancing & lots of hand sanitizer. It is interesting to get to know someone when you can’t see their facial expressions behind a mask.

Despite these troubled times, we know that there will be opportunities to invest in real estate. We are taking this time to check in on our clients and talk about how their family is doing. We discuss future investments, refinance and what they are doing to protect and maximize their real estate portfolio. We recognize and appreciate all of the sacrifice and hard work that our medical professionals, first responders, and essential business workers are doing to keep everyone healthy and safe. We are proud to be part of this Gulf Coast community that is pulling together to help each other in uncertain times. Call us to discuss your next move.

Building Legacies Through Real Estate

We all want to leave a great legacy for our family. There has never been a better time to invest in real estate. From management to cost to own, we have all the details to help you invest in real estate that can help to bring financial stability for generations to come.

So go ahead and take a look below for some of the best investment condos on the Gulf Coast. Whether you are considering Destin, Santa Rosa Beach, 30A, Miramar Beach, Gulf Shores, Orange Beach, Pensacola Beach or Navarre Beach. We have the insight on these different markets and how you can build profitable investments for years to come. The Gulf Coast is the place to invest. Let us be a resource to lean on as you consider your options.

Investment Property on the Gulf Coast

10 Questions to Ask a Real Estate Agent

How to Interview an Agent:

Smart consumers interview potential real estate agents before deciding on whom to hire. Just as you are sizing up the potential for a good fit, rest assured that the real estate agent will likely be interviewing you, too. Be wary of agents who don’t ask you questions and probe for your motivation. You wouldn’t work with just any agent off the street, and good agents are just as selective about their clients, too.

Caution: Don’t interview agents from the same company!

1. How Long Have You Been in the Business?

The standard joke is there’s nothing wrong with a new agent that a little experience won’t fix. But that’s not to say that freshly licensed agents aren’t valuable. Much depends on whether they have access to competent mentors and the level of their training. Newer agents tend to have more time to concentrate on you. Some agents with 20 years of experience repeat their first year over and over. Other 20-year agents learn something new every year.

2. What is Your Average List-Price-to-Sales-Price Ratio?

Knowing the agent’s average ratio speaks volumes. Excluding sizzling seller’s markets, a good buyer’s agent should be able to negotiate a sales price that is lower than list price for buyers. A competent listing agent should hold a track record for negotiating sales prices that are very close to list prices. Therefore, listing agents should have higher ratios closer to 100%. Buyer’s agent ratios should fall below 99%.

3. What is Your Best Marketing Plan or Strategy for My Needs?

As a buyer, you will need to know:

How will you search for my new home?
How many homes will I likely see before I find a home I want to buy?
Will I be competing against other buyers?
How do you handle multiple offers?
Do you present offers yourself?

As a seller, you will need to know:

Specifically, how will you sell my home?
What is your direct mail campaign?
Where and how often do you advertise?
Will you show me a sample flyer?
How do you market online?

4. Will You Please Provide References?

Everybody has references. Even new agents have references from previous employers.

Ask to see references.
Ask if any of the individuals providing references are related to the agent.
Ask if you can call the references with additional questions.

5. What Are the Top Three Things That Separate You From Your Competition?

A good agent won’t hesitate to answer this question and will be ready to fire off why she is best suited for the job. Everyone has their own standards, but most consumers say they are looking for agents who say they are:

Honest and trustworthy
Assertive
Excellent negotiators
Available by phone or e-mail
Good communicators
Friendly
Analytical
Able to maintain a good sense of humor under trying circumstances

6. May I Review Documents Beforehand That I Will Be Asked to Sign?

A sign of a good real estate agent is a professional who makes forms available to you for preview before you are required to sign them. If at all possible, ask for these documents upfront.

As a buyer, ask for copies of the following:

Buyer’s Broker Agreement (is it exclusive or non-exclusive?)
Agency Disclosures
Purchase Agreement
Buyer Disclosures

As a seller, ask to see:

Agency Disclosure
Listing Agreement
Seller Disclosures

7. How Will You Help Me Find Other Professionals?

Let the real estate agent explain to you who she works with and why she chooses these professionals. Your agent should be able to supply you with a written list of referring vendors such as mortgage brokers, home inspectors and title companies. Ask for an explanation if you see the term “affiliated” because it could mean that the agent and her broker are receiving compensation from one or all of vendors, and you could be paying a premium for the service.

8. How Much Do You Charge?

Don’t ask if the fee is negotiable. All real estate fees are negotiable. Typically, real estate agents charge a percentage, from 1% to 4% to represent one side of a transaction: a seller or a buyer. A listing agent may charge, for example, 3.5% for herself and another 3.5% for the buyer’s agent, for a total of 7%.

9. What Kind of Guarantee Do You Offer?

If you sign a listing or buying agreement with the agent and later find that you are unhappy with the arrangement, will the agent let you cancel the agreement? Will the agent stand behind her service to you? What is her company’s policy about canceled agreements? Has anybody ever canceled an agreement with her before?

10. What Haven’t I Asked You That I Need to Know?

Pay close attention to how the real estate agent answers this question because there is always something you need to know, always. You want an agent to take her time with you — to make sure you feel comfortable and secure with her knowledge and experience. She should know how to listen and how to counsel you, how to ask the right questions to find out what she needs to know to better serve you.

Right Answers to Your Agent Interview Questions

It’s not enough to know which questions to ask your agent. The answers to those questions are how you will figure out which agent to hire. Below are the best answers to each question.

1. How Long Have You Been in the Business?

While I am not suggesting that you hire some aging geezer with a cane, experience does count. It can mean the difference between knowing how to handle a difficult situation to ignoring it or not recognizing the signs of a potential problem before it develops into a crisis. Minimum of five years’ experience.

2. Average List-to-Sales-Price Ratio

When hiring a listing agent, expect to see list-to-sales ratio within 97% to 100% in a buyer’s market; in a seller’s market: 100% to 110% of list price.When hiring a buyer’s agent, expect to see list-to-sales ratios within 90 to 97% in a buyer’s market; in a seller’s market: 100% to 103%.

3. Best Marketing Plan / Strategy

As a buyer, you should expect to see 5 to 7 homes a day, for as long as it takes to find your home. All the homes should fit your parameters, and the agent should preview those homes for you. The agent should also agree to solely represent you and not represent other buyers who are competing for the same inventory.As a seller, you would like your agent to advertise weekly for you, do direct mail, send e-flyers, produce four-color brochures, and present you with a marketing campaign designed specifically for you.

4. References

You might find references on an agent’s Web site, but you should also ask to see letters of reference. Clients often send thank you notes or letters to the agent’s broker. Check a minimum of three references.

5. Top Three Things That Make the Agent Different

Examples can range from marketing to knowledge. Acceptable answers are:

Strong repeat record of satisfied customers
Extensive online marketing
Good negotiation skills
Assertive, doesn’t take no for an answer
Strong communicator.

6. Review of Documents

As a buyer, ask to see a sample purchase agreement and ask the agent to point out your cancellation rights in this document. If the agent hems and haws, or hesitates to explain the purchase agreement to you, hire another agent.As a seller, ask to see the listing agreement. Ask about reserving the right to sell the home yourself. If you see a fee you do not understand, question it.

7. Affiliation with Related Professionals

Ask the agent if the title company she recommends charges competitive fees. All agents build teams of professionals, from title companies to escrow officers to mortgage lenders, home inspectors and appraisers. Ask if the agent’s company is receiving compensation for the referral. If so, you might want to choose another professional. Payment of some referral fees are against the law.

8. Agent Fees

All fees are negotiable. If you are a buyer, ask the agent if the fee stated in the buyer’s broker agreement will be adjusted if the offered seller’s compensation is lower.If you are a seller, ask about discounted fees. Sometimes agents will match fees offered by other agents.

9. Personal Guarantee

If the agent will not release you from a listing agreement prior to its expiration upon request, then you should hire another agent. Ask about it before you sign a listing agreement. Ditto with a buyer’s broker agreement. Some agents will release you; others will not.

10. Other Questions

You might ask the agent to reiterate your goals and objectives. If the agent does not appear to have a thorough understanding of what you want, despite your attempts to explain what you want, then hire somebody else. Some agents do not listen very well. You want an agent who will listen to you and communicate with you. The best way to find out if the agent comprehends your desires is to ask the agent to repeat it back to you.

3 Improvements for the Best ROI

Before you tackle a home improvement project, be sure it’s adding value to your home. Here are three updates that may give your home value a measurable boost:

1. Insulate your attic. Energy efficiency remains a top draw for buyers, and blow-in fiberglass insulation is an inexpensive way to make your home warmer in the winters and cooler in the summers.

2. Replace your garage door. New garage doors come equipped with better insulation and higher-strength steel, making for fewer dings and dents.

3. Upgrade your front door. Steel entry doors offer enhanced security and eliminate the hassle of flaking paint jobs down the road.

How Owning a Home Benefits You

You probably know that owning your own home can benefit you financially, but home ownership comes with a surprising number of health, wealth and social perks too. Check out these five ways home ownership could be making your life even better:

1. Homeowners report better psychological and physical health than non-owners.

2. Homeowners are far less likely to become crime victims than non-owners.

3. Homeowners are more likely to live in neighborhoods with more opportunities for school involvement or participation in neighborhood activities.

4. The average homeowner’s net worth is 35 times that of the average renter.

5. Homeowners bring stability to neighborhoods. They move far less frequently than non-owners, and hence are embedded into the neighborhood and community for a longer period.

Source: National Association of REALTORS®